WAEPA vs. FEGLI: How Do They Stack Up?
Video: Learn about WAEPA's Benefits
What makes WAEPA a superior alternative or supplement to FEGLI?
Save as much as 89%
over FEGLI
Here are three easy ways to learn the answer:
Compare our rates: For federal employees under 60,
WAEPA costs far less than FEGLI. See how much you’ll save.
Calculate your savings: WAEPA vs. FEGLI - Savings Calculator
Compare our benefits: WAEPA puts you in control with more
flexibility and higher coverage limits than FEGLI.
Calculate your premium: Spend two minutes and see
how little you’ll pay for how much more you’ll get.
WAEPA Rate Charts: A complete list of all our coverage amounts,
from $25,000 to $750,000, with rates for all ages.
These tools give you the details in side-by-side comparisons.
They prove that only WAEPA delivers:
Better insurance:
- More benefits and higher coverage limits than FEGLI
- More coverage for dependents than FEGLI
- Benefits for family members not covered by FEGLI
Better prices:
- Significantly lower premiums than FEGLI
- Less expensive coverage for your family than FEGLI
- Eligibility for future premium refunds (FEGLI doesn’t offer premium refunds)
Better value:
- Total flexibility to choose the coverage your family needs
- No open season required
- No change in coverage if you retire or leave government
- Dedicated customer service staff
- Serving the federal community since 1943 – eleven years longer than FEGLI